Financial Analyst

Description

Position Summary: Financial Analyst to manage and analyze financial information, supporting strategic decision-making for Holding Grupo Firma. Key Highlights: 1. Management and analysis of key financial information for the organization. 2. Support in identifying and managing funding sources. 3. Preparation of financial reporting for Management and design of financial dashboards. **Holding Grupo Firma**, a growing company with diverse business units, is seeking to incorporate a **Financial Analyst** to support the organization's financial management and planning. ### **Position Objective** Manage and analyze the Holding's financial information, with special emphasis on **identifying and managing funding sources, analyzing financial alternatives, and preparing financial reporting for Management**, delivering reliable and timely information for decision-making. ### **Main Responsibilities** * Manage fund-raising activities and identify financing alternatives for various companies and projects. * Maintain relationships and coordinate with **banks, financial institutions, factoring companies, leasing companies, and other financing entities**. * Quote, analyze, and compare financing alternatives, considering interest rates, costs, terms, guarantees, and conditions. * Prepare financial packages for credit applications, including balance sheets, income statements, cash flow statements, tax records, and corporate documentation. * Monitor credit and financing applications until approval and disbursement. * Keep the registry of credit lines, limits, amounts utilized, available balances, interest rates, and maturity dates up to date. * Analyze debt structure and propose refinancing or restructuring alternatives. * Develop and maintain **cash flow projections and financing needs forecasts**. * Prepare periodic financial reporting for Management. * Prepare executive reports on liquidity, indebtedness, financing, cash flow, results, and financial indicators. * Design and maintain **financial dashboards and KPIs**. * Analyze variances among actual, budgeted, and forecasted results. * Analyze revenues, costs, expenses, margins, and results by company, business unit, branch, or project. * Conduct profitability analyses for projects, investments, and new business opportunities. * Develop financial models and scenarios to support decision-making. * Monitor and track financial obligations, credits, leasing, and factoring. * Monitor the organization's financial cost and debt level. * Consolidate financial information from the Holding's various companies. * Coordinate with **Accounting, Treasury, and Administration** departments to obtain and validate financial information. * Identify and promptly report financial risks and propose optimization measures. ### **Required Profile** We seek professionals with strong analytical skills, results orientation, confidential handling of information, and the ability to interact effectively with various internal departments and financial institutions. **Requirements:** * Professional degree in **Finance, Commercial Engineering, Certified Public Accountant, Financial Administration, or related field**. * Experience in financial analysis and/or financing management. * Proficiency in financial information, cash flows, indebtedness, and evaluation of financing alternatives. * Ability to prepare reports and indicators for Management. * Proficiency in Excel and financial analysis tools. * Prior experience interacting with banks, factoring companies, leasing companies, or other financial institutions is desirable. ### **Competencies** * Strong analytical capability. * Orderliness and rigor. * Results orientation. * Planning capability. * Proactivity and autonomy. * Effective communication. * Responsible handling of confidential information. * Ability to work with financial information from multiple companies and business units.