Credit Risk Specialist

Description

Job Summary: Credit risk analyst responsible for evaluating the financial condition of clients, measuring risk exposures, and generating risk indicators for Transbank. Key Highlights: 1. Credit risk assessment of clients and PSPs. 2. Generation and maintenance of risk indicators. 3. Application of credit risk models and collateral monitoring. **Credit Risk Specialist (1 vacancy)** **Other occupations** ================================================================== ### **CONTACT INFORMATION** **Company:** Transbank **Economic activity:** Credit card administration ### **DESCRIPTION** Responsibilities: 1\. Evaluate the financial and credit condition of merchant clients and PSPs by analyzing financial statements (Balance Sheet, Income Statement, Cash Flow Statement) under IFRS/NIIF, external risk ratings, and commercial background. 2\. Assess aggregate credit risk exposure across portfolios (merchants in high-risk sectors, PSPs/Sub-acquirers, Operators), measuring concentrations, future services sold, and contingent obligations. 3\. Generate and maintain credit risk indicators and reporting (KRIs, dashboards, periodic reports) to provide visibility to the Deputy General Management, Risk Division Management, and other bodies such as Committees. 4\. Apply credit risk collateral models to client portfolios (e.g., PSPs and merchants), and ensure follow-up with frontline commercial teams to maintain valid and enforceable collateral in case of credit risk exposure. Metropolitan Region, Las Condes 11/08/2026 \- 13/10/2026 Confidential Full-time ### **REQUIRED QUALIFICATIONS** **Education level:** **Experience:** 5 years ### **JOB CHARACTERISTICS** **Contract type:** Indefinite-term contract **Position level offered:** Analyst **Source of the job posting:** WEB **Professional practice opportunity:** No **Suitable for the following employment groups:** Persons with disabilities View job requirements